How well do you understand Social Security and how benefits work? Today, more than half of all retirees depend on Social Security for their essential retirement income needs, yet too few understand how to maximize their benefits. Social Security is an enormous and complex program that pays out roughly $90 billion a month to beneficiaries, including more than 64 million retirees.
With 4 in 5 of those polled by AARP expecting to rely on Social Security for their retirement, it is critical to plan accordingly. It is time to understand how benefits are calculated, how to optimize your benefits, common costly mistakes to avoid, and misconceptions about the program. Terri McGray, CFP, AIF has been helping individuals transition to and through retirement for over 30 years. Her expertise has helped thousands boost their benefits and learn how to integrate Social Security into their total retirement plan.
Terri McGray is the founder and president of Longevity Capital Management LLC, a professional wealth management and retirement planning consulting firm that helps business owners and individuals work towards a successful retirement.
She has developed a unique retirement readiness program for employers seeking to increase financial literacy in the workforce and drive results with their 401(k).
Her expertise with plan design, ERISA law, internal controls, and investment management enables businesses to outsource their plan workload and engage a co-fiduciary to reduce their liability.
Mrs. McGray is a champion of retirement readiness and public speaker, speaking passionately about our national retirement crisis and the importance of good 401(k) stewardship. Some of the conferences she has spoken at include LA Accounting & Finance Show 2019, CA HR Professional Conference 2019, Professionals in Human Resources Local Chapters, Cal Lutheran University.