Susan is a private wealth specialist creating customized solutions for high-net-worth individuals and families. Susan's extensive estate, insurance, and tax planning expertise is the basis for the comprehensive, multi-generational plans that she develops for her clientele and family offices.

Susan’s expertise in the life and long-term care insurance area comes from her work as a Senior Manager at Price Waterhouse and the many years that followed working with the industry’s brightest minds as an independent broker and consultant. Susan is the driving force behind the AICPA’s risk management track at Engage, the annual Advanced Personal Financial Planning conference, and currently chairs the conference subcommittee.

Susan is also actively involved in women's empowerment to help women take charge of their finances, especially before any of the 6Ds occur: Death, Divorce, Disability, Disaster, Dementia, and Debt. Be Prepared Not Scared® is her motto. She runs an annual women’s panel at Engage to help women share experiences, fears, and best practices to increase gender equality in the industry.

Susan carries numerous professional certifications and designations and is recognized among her peers for her leadership, advocacy, and philanthropy, and is a frequent speaker at industry events. Much of Susan's expertise was acquired while she was a senior tax manager at PriceWaterhouse, LLC (1987- 1992), and as a senior tax consultant with Deloitte, Haskins & Sells (1984-1987). She founded her firm in 1992.

Susan graduated magna cum laude from Fairfield University in 1984 with a BS in Accounting and lives with her husband in Naples, Florida. She enjoys photography, painting, and traveling. She is a proud member of the Daughters of the American Revolution. She is most proud of launching her two adult children!

Susan has earned the right to use the Certified Public Accountant (CPA), Personal Financial Specialist (CFS), and Certified Financial Planner (CFP) designation.

Steve Cain is Director and National Sales & Business Development Leader for LTCI Partners, an NFP company, one of the nation’s largest long-term care insurance (LTCI) retail and wholesale brokerage enterprises. He is responsible for increasing the firm’s revenue through the development of existing client relationships and the acquisition of new institutional and group accounts. 

A self-proclaimed “lifer” in the insurance & financial services space, Steve is laser-focused on revenue growth. He has over 19 years of success in the insurance and financial services industry, working closely with independent broker-dealers, warehouses, and employee benefits consultants. Before joining LTCI Partners in 2009, Steve was the National Sales Leader for Long-Term Care at Marsh & McLennan Companies (NYSE: MMC). Following a brief, exciting stint in professional baseball after graduating from the University of California at Santa Barbara, pitching in the farm systems of three professional teams, Steve started his career at LifeCare Assurance Company, a third-party administrator (TPA) that specializes in LTCI. While at LifeCare, he was on a team that introduced several LTC insurance products (Allstate, Allianz Life, Fortis, Guardian, MassMutual, etc.) products into the marketplace.

Still a recognized thought leader in the industry and passionate about growing the awareness of this planning today, Steve serves on the Board of Advisors for CLTC, is the Leader and Chairman of the National Association of Health Underwriters (NAHU) LTC Insurance Working Group and regularly pens articles featured in industry trades. He’s frequently quoted in publications like Forbes, The Wall Street Journal, USA Today, Yahoo! Finance, and more. 

Steve is a certified continuing education instructor for insurance and accounting professionals and he regularly addresses industry groups on the subjects of Standalone LTCI, Linked-Benefits LTCI, and Group LTCI solutions.

Steve is married with two young daughters that “own him” and resides in Los Angeles, CA.